Personal Loan

Are you self-employed or employed and trying to make ends meet? Have you considered personal loan options? Use a personal loan when there are unusual expenses such as a wedding, home or furniture renovations, educational experience, family vacation, or any other dream that needs to come true.

KVELL HALO SERVICES is your one stop solution for all your financial needs.

Here we strive to provide you with the best service in a hassle-free and timely manner. For personal loans, we provide you with a comparative analysis of the services offered by different banks and help you make a final decision.

All you are required to do is meet the lender’s criteria and having a good credit score. This should ensure you getting a good rate when applying for a personal loan.

Peronal Loan

Personal Loan Highlights

Eligibility Criteria
Loan Duration
Loan Disbursal Time
Loan Rates
Interest Rate Types
Regular Income Source, Profession
12 Months – 7 Years
24 Hours to 7 Days
10% to 35%

Why apply for a personal loan at KVELL HALO SERVICES?

KVELL HALO SERVICES is your one stop solution for all your financial needs.

Here we strive to provide you with the best service in a hassle-free and timely manner. For personal loans, we provide you with a comparative analysis of the services offered by different banks and help you make a final decision. Here are some reasons why you should apply for a personal loan from KVELL HALO SERVICES:

  • QUICK SUPPORT : KVELL HALO SERVICES provides 24*7 service to all of its customers. You can contact us at any time of the day and we will do our best to answer you as soon as possible. Moreover, the personal loan approval process is fast.If you have any grievances, complaints or comments, you can write to us at

  • GUEST NEEDS AT FRONT DESK: Your needs are our top priority. We promise to do our best to serve you. By handpicking personal loan offers based on customer profiles, we strive to provide you with the most personalized experience possible.All of our customer service is free.

  • COMPARE QUOTES ONLINE : With more than 40 partner lenders, you can compare different quotes from financial institutions to make the right choice. We help you find the best lender based on your requirements. Each customer has a personal relationship manager who helps them choose the bank of their choice.

  • LIVE CUSTOMER SERVICE : Our customer service team quickly and efficiently resolves all your doubts about personal loan eligibility, procedures, quotes, documentation and repayment options.We even contact the appropriate lender on your behalf.

Banks and non-bank financial institutions offer personal loans to meet the personal financing needs of consumers. A lender will grant a loan to a customer at a certain interest rate for a specified period of time. The borrower then uses the loan amount for personal use. The Lander is not responsible for the use of the Personal Loan by the Borrower.

Personal loans are also unsecured loans which means that no collateral of any kind is required to avail them. Nothing should be pledged to the creditor as security. Therefore, none of your property or assets is at risk.

Do you want to apply for a mortgage online?

Check below for eligibility for the mentioned personal loan:

For Self Employee
Indian Residents Only
Age between 23 and 65 years
Business Continuity of at least 2 years
Must be earning a minimum rupees 500,000 per year
For Employees
Resident and non-resident Indians
Age between 21 and 60
Minimum 2 years experience 4.4 million Income minimum 440 per year


How do I check if I am eligible for a personal loan?

Most lenders specify on their respective websites the eligibility criteria that you must meet to approve your loan application.

You can also use the personal loan eligibility tool which you can find on the websites of banks and financial institutions and third party financial service providers such as Hexafin Consultancy Pvt Ltd.

Are there advantages to applying for a personal loan online?

Yes, applying for a personal loan online saves you a lot of time and effort because you can do it from the comfort of your own home.

What documents do I need to provide to apply for a personal loan?

Although the exact documents required vary between lenders and borrowers, below is a list of some common documents that most banks/financial institutions generally require applicants to submit:

  • Proof of Identity (Pan Card, Aadhar Card)
  • Proof of income (Salary Silip for last three months)
  • Last 6 Months Bank statment with salary credits

What is the repayment term of a personal loan?

Most banks/financial institutions allow borrowers to choose a loan term from 1 year to 5 years as per their convenience.

Why is it important to have a good credit rating?

If you have a good credit rating, your chances of getting a low interest loan are quite high. Your credit score indicates your creditworthiness and ability to repay. If you wish to apply for a personal loan, it is recommended that you maintain your credit score above 750.

People with extremely low credit scores may be rejected outright for a loan, while people with average credit scores may be offered a personal loan at high interest rates

What is the maximum amount I can borrow from a bank?

The maximum amount you can borrow from a bank varies depending on a number of factors. If you are an employee, ideally your monthly EMI should not exceed 50% of your monthly payment. The bank/NBFC will also consider whether you have any existing loans on which EMIs are payable. Self-employed people will receive a loan amount based on the profits made by their business.

Other financial obligations of the individual will also be considered. The maximum loan amount offered will also depend on the terms and conditions of the lender.

Advantages of personal loan



Personal loans are always versatile in nature, which means you can take out a personal loan and use it for anything you want, such as home improvement, higher education, holidays or even medical expenses. your requirement is fulfilled without touching your savings. You do not need to submit any documents to justify the loan, so you can use it as you please.


Personal loan through Kvell Halo Services is a simple, quick and easy process by which you can obtain money as per your requirement.

Its fast processing and fast disbursements make it the best loan, and sometimes even for medical emergencies where money is desperate.


Personal loans are one of the least documented loans compared to other loans. It helps borrowers accumulate documentation files with ease and confidence.


When you borrow money from a local bank or lender, they also require collateral, to make the loan. It does not matter if the amount is big or small. Therefore, those who do not have collateral cannot obtain such loans. Personal loans are an exception. In addition, you do not need to post any collateral or guarantees