Loan Against Property
A dream come true! An ALL PURPOSE LOAN for many thing that life throws up at you!! Do you need funds meeting expenditure on education, marriage, healthcare , business etc. A simple undertaking in the application itself and no documentary evidence for end use of the fund to be insisted upon. Employees, professionals and Self employed individuals who own residential /commercial/plots/industrial propertyl in his/her own name or in the name of spouse/children/parent/sibling/company.
Loan Against Property
Loan Against Property Highlights |
|
|---|---|
| Eligibility Criteria |
| Loan Duration |
| Loan Disbursal Time |
| Loan Rates |
| Interest Rate Types |
| Regular Income Source, Profession |
| 1 Years – 15 Years |
| 10 Days to 20 Days |
| 8.80% to 15% |
| Fixed,Floating |
Documents Required For Loan Against Property
Salaried
- Photograph
- PAN Card
- Aadhar Card
- Latest 3 Months Salary Slip
- Latest 6 Moths Bank Statement from Salary Account
- Property paper with complete chain and sanction map
Proprietorship
- INDIVIDUAL KYC (PAN CARD, AADHAR CARD,
Photograph) - Ownership Proof ( E-Bill/ Water Bill/ House Tax receipt)
- COMPANY KYC (GST REGISTRATION COPY,UDYAM REGISTRATION COPY)
- Last 2 YEARS FINANCIAL ( ITR With Computation Of Income, TAX Audit Report(Form3CB,3CD)Balance sheet Profit & Loss A/C with all Annexures , CA certified with UDIN No)
- Latest 12 Months Bank statements of all running accounts.
- All Running loan schedules & Sanction Letter.
- Latest 12 Months GSTR3B Returns
- Property Paper Complete Chain With Sanction Map
Partnership Firm
- COMPANY KYC (Pan Card, Gst Registration Copy,
Udyam Registration Copy, Partnership Deed,) - INDIVIDUAL KYC of All Partners (Pan Card, Aadhar
Card, Photograph) - Ownership Proof ( E-Bill/ Water Bill/ House Tax
receipt) - Latest 2 YEARS FINANCIAL ( ITR With Computation Of
Income, TAX Audit Report(Form3CB,3CD)Balance
sheet Profit & Loss A/C with all Annexures , CA
certified with UDIN No) - Latest 12 Months Bank statements of all running
accounts. - All Running loan schedules & Sanction Letter.
- Latest 12 Months GSTR3B Returns
- Property Paper Complete Chain With Sanction
Map
Private Limited
- COMPANY KYC (Pan Card, Gst Registration Copy,
Udyam Registration Copy, MOA & AOA, List of
Directors and Shareholding as on Date) - INDIVIDUAL KYC of All Directors (Pan Card,
Aadhar Card, Photograph) - Ownership Proof ( E-Bill/ Water Bill/ House Tax
receipt) - Last 2 YEARS FINANCIAL ( ITR With Computation Of
Income, TAX Audit Report(Form3CB,3CD)Balance
sheet Profit & Loss A/C with all Annexures , CA
certified with UDIN No) - Latest 12 Months Bank statements of all running
accounts. - All Running loan schedules & Sanction Letter.
- Latest 12 Months GSTR3B Returns
- Property Paper Complete Chain With Sanction
Map